<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>SorgImmo – Later-life housing</title><description>The Swiss guide to living well in later life: mortgages after retirement, age-friendly home adaptations and assisted living – with costs, deadlines and checklists.</description><link>https://sorgimmo.com/</link><language>en</language><item><title>Passing on property: right of residence, equalisation and tax</title><link>https://sorgimmo.com/en/blog/inheriting-property-switzerland/</link><guid isPermaLink="true">https://sorgimmo.com/en/blog/inheriting-property-switzerland/</guid><description>Transferring the house during your lifetime and staying put: right of residence versus usufruct, equalisation among siblings, statutory shares, and the deferred property gains tax.</description><pubDate>Wed, 12 Aug 2026 00:00:00 GMT</pubDate></item><item><title>Viewing senior housing online: what a 360° tour shows</title><link>https://sorgimmo.com/en/blog/viewing-senior-housing-online/</link><guid isPermaLink="true">https://sorgimmo.com/en/blog/viewing-senior-housing-online/</guid><description>Looking at senior apartments from home: what a 360° tour delivers, what to look for – and what it cannot show you, from smell and noise to the atmosphere in the building.</description><pubDate>Mon, 10 Aug 2026 00:00:00 GMT</pubDate></item><item><title>Moving to a senior apartment: checklist with deadlines</title><link>https://sorgimmo.com/en/blog/moving-to-a-senior-apartment-checklist/</link><guid isPermaLink="true">https://sorgimmo.com/en/blog/moving-to-a-senior-apartment-checklist/</guid><description>From notice to move-in: a six-month timeline, deadlines for the municipality, compensation office and home-care service – and why clearing the old home takes longest.</description><pubDate>Thu, 06 Aug 2026 00:00:00 GMT</pubDate></item><item><title>Service charges in a senior apartment: checking the statement</title><link>https://sorgimmo.com/en/blog/service-charges-senior-apartment/</link><guid isPermaLink="true">https://sorgimmo.com/en/blog/service-charges-senior-apartment/</guid><description>Service charges, care package fee, extras: three items governed by three different sets of rules. What you owe, what you may inspect, and where the common errors hide.</description><pubDate>Mon, 03 Aug 2026 00:00:00 GMT</pubDate></item><item><title>Handing back a home after decades: what you actually owe</title><link>https://sorgimmo.com/en/blog/handover-after-a-long-tenancy/</link><guid isPermaLink="true">https://sorgimmo.com/en/blog/handover-after-a-long-tenancy/</guid><description>After 30 years in the same apartment almost everything is written off. How the useful-life table works, what counts as normal wear, and when the deposit must be released.</description><pubDate>Tue, 28 Jul 2026 00:00:00 GMT</pubDate></item><item><title>Challenging a rent increase: your rights in a long tenancy</title><link>https://sorgimmo.com/en/blog/rent-increase-later-life-switzerland/</link><guid isPermaLink="true">https://sorgimmo.com/en/blog/rent-increase-later-life-switzerland/</guid><description>Reference rate, renovation surcharge, official form: how to check an increase, challenge it free of charge within 30 days – and what else helps on a fixed pension.</description><pubDate>Tue, 21 Jul 2026 00:00:00 GMT</pubDate></item><item><title>Assisted living contracts: a checklist before you sign</title><link>https://sorgimmo.com/en/blog/assisted-living-contract-checklist/</link><guid isPermaLink="true">https://sorgimmo.com/en/blog/assisted-living-contract-checklist/</guid><description>«Assisted living» is not a protected term in Switzerland – what you get is defined solely by the contract. The 12 points to settle before signing.</description><pubDate>Tue, 14 Jul 2026 00:00:00 GMT</pubDate></item><item><title>Valuing your home before a move: what is it actually worth?</title><link>https://sorgimmo.com/en/blog/valuing-your-home-before-moving/</link><guid isPermaLink="true">https://sorgimmo.com/en/blog/valuing-your-home-before-moving/</guid><description>Before a sale, an advance on inheritance or a usufruct you need a defensible figure. The three valuation methods, what online estimates are good for, and when a full appraisal pays.</description><pubDate>Tue, 07 Jul 2026 00:00:00 GMT</pubDate></item><item><title>Adapt or sell? The family home in later life</title><link>https://sorgimmo.com/en/blog/adapt-or-sell-the-family-home/</link><guid isPermaLink="true">https://sorgimmo.com/en/blog/adapt-or-sell-the-family-home/</guid><description>Stay and convert, or sell and move: a decision guide with cost comparison, property gains tax, tax deferral on a replacement home, and the third route – selling but staying put.</description><pubDate>Tue, 30 Jun 2026 00:00:00 GMT</pubDate></item><item><title>Abolishing the imputed rental value: what it means for retirees</title><link>https://sorgimmo.com/en/blog/imputed-rental-value-retirement-switzerland/</link><guid isPermaLink="true">https://sorgimmo.com/en/blog/imputed-rental-value-retirement-switzerland/</guid><description>Retirees with a largely repaid home are among the biggest winners of the Swiss system change. What changes, when – and what is worth checking already.</description><pubDate>Tue, 23 Jun 2026 00:00:00 GMT</pubDate></item><item><title>Mortgages after retirement: how Swiss banks do the maths</title><link>https://sorgimmo.com/en/blog/mortgage-affordability-after-retirement/</link><guid isPermaLink="true">https://sorgimmo.com/en/blog/mortgage-affordability-after-retirement/</guid><description>At retirement the bank reassesses affordability – on pension income instead of salary. What that means, with a worked example and five routes when the sums no longer work.</description><pubDate>Tue, 16 Jun 2026 00:00:00 GMT</pubDate></item><item><title>Purchase costs when downsizing to a senior apartment</title><link>https://sorgimmo.com/en/blog/purchase-costs-senior-apartment-switzerland/</link><guid isPermaLink="true">https://sorgimmo.com/en/blog/purchase-costs-senior-apartment-switzerland/</guid><description>Moving means costs on both sides: transfer tax, notary, land registry and mortgage certificate on the purchase – agent&apos;s commission and property gains tax on the sale. With a worked example.</description><pubDate>Tue, 09 Jun 2026 00:00:00 GMT</pubDate></item><item><title>Buying a senior apartment in Switzerland: the process step by step</title><link>https://sorgimmo.com/en/blog/buying-a-senior-apartment-switzerland/</link><guid isPermaLink="true">https://sorgimmo.com/en/blog/buying-a-senior-apartment-switzerland/</guid><description>Buying an apartment in later life: the six phases and how long they take – and what differs from a first purchase: affordability on pension income, accessibility, the renovation fund.</description><pubDate>Tue, 02 Jun 2026 00:00:00 GMT</pubDate></item></channel></rss>